A rock jumps up and chips your windshield. Welcome to driving in Washington, where rain, road construction, and flying gravel seem to be part of the scenery. Now you’ve got a decision to make: Should you go through your insurance, or just pay out of pocket?

With Seattle hosting matches during the 2026 FIFA World Cup along with numerous planned road construction projects, drivers across the Puget Sound region can expect heavier-than-normal traffic over the next several months.